Alphera Asset Purchase offers the commercial buyer a range of choices, enabling
you to structure the finance contract to exactly suit your needs. One vehicle
or a fleet - you can put together an Alphera Asset Purchase in two simple steps:
Select your vehicle, then talk to your local dealer.
Whether you wish to upgrade an existing vehicle, or acquire an additional vehicle,
Alphera Asset Purchase offers many advantages to business. Where the vehicle
is used for income producing purposes, interest charges and depreciation on the
vehicle may be tax-deductible.
With flexible contract terms, from 24 to 60 months, you can select the length
of contract to best suit your requirements.
Alphera Asset Purchase enables you to place a deposit into the contract, either
as cash or by using the equity in your current vehicle as a trade-in. You may
also nominate the balloon (final payment) on your contract, providing you with
even more flexibility, to tailor the repayment to suit your budget.
Monthly repayments are based on the amount you wish to finance, less the balloon
(final instalment) at the end of the hiring period. Costs are known in advance,
and fixed repayments make budgeting easier. For your convenience, we can organize
computer direct debiting of your monthly payment from your nominated account.
The Goods and Services Tax (GST) is charged on the capital component (purchase
price) of the vehicle and paid up front. Where the hirer is registered for GST,
input tax credits may be applied to off-set the GST.
Arranging finance through Alphera Financial Services is easy. Once you have
decided on the vehicle of your choice, simply speak with the Business Manager
at your preferred dealer. They can advise you on the full range of options and
tailor a finance package to suit your needs.
