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As an existing customer you are eligible for a $200 reduction in your establishment fee and comparison rate

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms and conditions

*From Alphera Financial Services (a division of BMW Australia Finance Ltd, Australian credit licence 392387) on a consumer loan. No other offers apply. Fleet, government & rental buyers excluded. Fees, charges, terms, conditions & approval criteria apply.

 

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Alphera Consumer Loans. Making vehicle ownership easy.

An Alphera Consumer Loan gives you more financial freedom, allowing you to keep your funds free for other purposes. A consumer loan is suitable when you use your vehicle wholly or predominantly for private purposes.*

Offers

Finance can be tailored to suit your needs.

Fixed Repayments

Loan term options from 24 to 60 months.
Flexibility over your final repayment.

Additional Options

You also have the option of including vehicle on-road charges, and various insurances in the finance contract if you wish.

 

*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.

Alphera Chattel Mortgage. Hassle Free Vehicle Ownership.

An Alphera Chattel Mortgage is an innovative way to finance your next vehicle purchase. With the vehicle being used wholly or predominately for business purposes, ownership of the vehicle is yours upon contract commencement. *

Offers

Contract terms from 24 to 60 months. Select the length of contract to best suit your needs.

Flexibility to place a deposit into the contract, either as cash or by using the equity in your current vehicle as a trade-in.

Monthly repayments are based on the amount you wish to finance with an optional final repayment (balloon) at the end of the contract period. Combined with fixed repayments, budgeting is easy.*

 

*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.

 

 

Alphera Prestige Lease. Enjoy All The Benefits of Leasing.

An Alphera Prestige Lease is a perfect way to lease your next vehicle, enabling you to preserve cash flows, so you can enjoy your vehicle without tying up capital.*

Offers

Lease terms from 24 to 60 months are available.

Flexibility in setting the residual value of the vehicle.^

Option to purchase the vehicle outright at the end of the lease term.

In conjunction with a novation agreement with your employer, an Alphera Prestige Lease is an ideal way to salary package your vehicle.

 

*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.

^subject to ATO minimum guidelines.

 

Finance from ALPHERA Financial Services (a division of BMW Australia Finance Ltd Australian Credit licence 392387). Fees, charges, terms, conditions, apply.

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