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Already a customer? Read our disclaimer

As an existing customer you are eligible for a $200 reduction in your establishment fee and comparison rate

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms and conditions

*From Alphera Financial Services (a division of BMW Australia Finance Ltd, Australian credit licence 392387) on a consumer loan. No other offers apply. Fleet, government & rental buyers excluded. Fees, charges, terms, conditions & approval criteria apply.

 

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

How Finance Works.

Introduction

Whether you have found your dream car or would just like to find out what is going to fit your budget Alphera is here to help.

You can also apply for a conditional pre-approval for finance that is valid for three months. With this conditional pre-approval you can then search for the right vehicle knowing you have the ability to purchase.

To calculate your estimated repayments use the below calculator to determine the repayment amount for your next vehicle. If you would like to discuss this with a consultant or apply for a conditional pre-approval just click request a call below.^

Check out our calculator

Already a customer?

As an existing customer you are eligible for a $200 reduction in your establishment fee and comparison rate

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms and conditions

*From Alphera Financial Services (a division of BMW Australia Finance Ltd, Australian credit licence 392387) on a consumer loan. No other offers apply. Fleet, government & rental buyers excluded. Fees, charges, terms, conditions & approval criteria apply.

 

^Comparison rate based on monthly repayments for a 5 year secured consumer loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees & charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • noaccountfees
    No Account
    Keeping Fees.
  • Online Document
    Portal.
  • All makes and models.
  • New & Used Vehicles.
  • Insurance For Vehicle & Finance.

What happens next?

After receiving an application for finance from you, our consultants will let you know exactly what supporting information and documents you will need to provide. If you are an existing or previous customer we may already have this information. We will also require evidence of income in the form of your most recent payslips or your last two years worth of tax returns if you are self-employed.

Once approved you can read, sign, and settle all the required documents online via the secure Alphera ePORTAL. The Alphera ePORTAL allows you to digitally sign your contract documents all online with no need for pen and paper. You can also select a settlement date notifying your dealer or finance consultant when you would like to pick up your vehicle.